By accessing or using any services provided by Cresto Capitals Bank (“the Bank”), you agree to be bound by the terms and conditions outlined below. These terms govern your use of our financial products and digital services, including registration, account management, transaction processing, and other services we offer. Please read them carefully before proceeding.

Refunds

Cresto Capitals Bank maintains a client-focused 15-day Refund Policy. Refunds may be processed in accordance with applicable laws and internal verification procedures. However, refund claims based on non-inclusion of specific service features not explicitly stated at the point of purchase may not be honored.

Product Delivery

All digital financial services, documents, or statements are made available for download or online access immediately after successful payment confirmation. Payments are processed via secure channels, including Stripe and PayPal, which accept major debit and credit cards (e.g., Visa, MasterCard, American Express). Users must accept the payment gateway’s terms and conditions before completing transactions.

• Supported Cards: Visa, MasterCard, American Express, Discover, JCB, Visa Electron
• Cresto Capitals Bank offers secure, expedited checkout options with encrypted payment data storage for returning users.
• PayPal: Allows for simplified payments without exposing card details on our platform. Charges apply only after transaction completion. Visit paypal.com for more.

All receipts and transaction summaries will be emailed to the registered account email address. In some cases, additional time may be required to verify payment and approve services (usually between 1 and 48 hours), particularly in situations flagged for potential fraud.

Account & Access

You must create and maintain an Cresto Capitals Bank account to access certain services. You are responsible for maintaining the confidentiality of your login credentials and all activities associated with your account. Notify us immediately of any unauthorized access or suspicious activity.

Updates & Service Availability

All digital platforms, including mobile and web applications, are routinely updated to support the latest secure banking standards and technologies. We strive to ensure compatibility with all major web browsers and operating systems. Clients are entitled to ongoing updates where applicable.

Service Modification

Clients may customize available service features where options are provided. Prior to attempting modifications, we advise reviewing our user guides or consulting customer support to ensure optimal outcomes and avoid service disruption.

Prohibited Activities

Users may not use Cresto Capitals Bank services to engage in illegal, unauthorized, or unethical practices, including but not limited to: money laundering, terrorism financing, copyright infringement, distribution of offensive content, or any activity violating local, regional, or international laws.

The Bank reserves the right to suspend or terminate any account without notice if improper or suspicious usage is detected.

Licensing & Use of Digital Products

Any software tools or digital platforms offered by Cresto Capitals Bank are subject to licensing under applicable proprietary or open-source agreements. Clients are prohibited from claiming intellectual ownership of such products, whether modified or unmodified.

Support

Clients can access support through our Help Desk, email, or dedicated service ticket system. Our team will assist with general queries, technical issues, and system bugs. Advanced support requiring customization or third-party integration may incur additional fees.

Security & Anti-Fraud Measures

To protect both clients and the bank, all payments and account activities are subject to anti-fraud screening. In certain cases, transactions may be delayed or flagged for manual review. The review process may take up to 48 hours depending on the risk level identified.

Service Changes

Cresto Capitals Bank reserves the right to modify, suspend, or discontinue any service or feature at any time, with or without prior notice. These changes may affect service availability, pricing, or product terms.

Disclaimer & Limitation of Liability

All services are provided “as is” without warranties of any kind, express or implied. Cresto Capitals Bank shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services, except as required by applicable law.

We do not provide licensing for third-party content, fonts, images, or other digital assets unless expressly stated. Demo or illustrative content may not be reused for production purposes without proper licensing from original creators.

Communication and Comments

Cresto Capitals Bank may maintain public comment sections or support threads. While we do not actively monitor these spaces, we reserve the right to respond or remove content that violates our community standards or terms.

Policy Updates

These terms and conditions may be revised at any time. Clients will be informed of material changes via the contact information on file. Continued use of services following such updates constitutes acceptance of the new terms.